How to Sign Up for Voluntary SSS

By: PayPilipinas

What are the steps in signing up for voluntary SSS?

How to Sign Up for Voluntary SSS
How to Sign Up for Voluntary SSS

In the Philippines, the Social Security System (SSS) is a government agency that provides social security protection to its members, including employees, self-employed individuals, and voluntary members.

Voluntary members are those who are not required by law to be covered by SSS but who choose to do so for their own benefit.

The legal basis for voluntary membership in SSS is Republic Act No. 11199 or the Social Security Act of 2018. Under this law, any individual who is at least 18 years old and not over 60 years old may become a voluntary member of SSS.

How to sign up for voluntary SSS?

If you are interested in becoming a voluntary member of SSS, here are the steps to follow:

Step 1: Prepare your requirements

Before you proceed with the application process, make sure you have the following requirements ready:

  • Filled out SSS form (Application for Self-Employed/Self-Employed Professional/Non-Working Spouse/Voluntary Member)
  • Two valid IDs (one primary and one secondary)
  • Payment for the first monthly contribution

Step 2: Accomplish the application form

Fill out the SSS Form with the necessary information, such as your personal details, employment history, and contact information. Make sure to provide accurate and complete information to avoid any delays or issues with your application.

Step 3: Submit your application form and requirements

Once you have completed the form and gathered all the required documents, you may submit your application to any SSS branch or service office near you. You may also submit your application online through the SSS website.

Step 4: Wait for your SSS number

After submitting your application, you will receive an SSS number. This number serves as your identification number in the SSS system and will be used for all your transactions with SSS.

Step 5: Start paying your contributions

As a voluntary member, you will be required to pay a monthly contribution to SSS. You may pay your contributions through any SSS branch or accredited payment center. The amount of your contribution will depend on your chosen membership category and your monthly income.

What are the steps in signing up for voluntary SSS online?

To sign up for the voluntary SSS (Social Security System) online, you can follow these steps:

  1. Visit the official website of the Social Security System at www.sss.gov.ph.
  2. Click the “Apply for an SS Number Online.” You will be redirected to a new page with the link to the actual registration page.
  3. On the registration page, fill out the required details, including your complete legal name, date of birth, and email address.
  4. After that, you will receive a link to your nominated email address. The link will then redirect you to a page to continue your application. Note that this link expires within five (5) working days. If you fail to complete the registration within the validity of the link, you will have to repeat the entire process.
  5. Fill out all the required information in the link.
  6. Next, proceed to generate your SS Number by clicking the generate button and printing the form. This will also allow you to view and print your SS Number and Transaction Number Slips. You will also have PDF copies of these documents in your email.
  7. Open your email for your My.SSS activation link and the required documents for submission.
  8. Go to an SSS branch and present your transaction slips and supporting documents to the E-Center personnel.
  9. After these, you can also apply for UMID Card Enrollment in the same branch.

How can voluntary SSS members pay contributions?

Voluntary SSS members can pay their contributions through the following steps:

  1. Determine your contribution amount. The monthly contribution rate is based on the member’s declared monthly income. See the SSS contribution table for voluntary members for your reference.
  2. Choose a payment option. Voluntary SSS members can pay their contributions on a monthly or quarterly basis.
  3. Choose an accredited payment center. There are several payment channels available, such as banks, payment centers, and online payment platforms.
  4. Fill out the payment form. You will need to provide your SSS number, name, and the amount of contribution to be paid.
  5. Pay the contribution. You can pay in cash or through other payment options accepted by the payment center.
  6. Keep the receipt. This will serve as proof of payment and can be used to track your contribution records.

Accredited payment centers

The accredited payment centers for SSS contributions include:

  • SSS Tellering Branches
  • Bayad Center
  • SM Business Centers
  • Robinsons Business Centers
  • 7-Eleven stores
  • EC Pay payment centers
  • Land Bank of the Philippines
  • Development Bank of the Philippines
  • Union Bank of the Philippines
  • Security Bank Corporation
  • BDO Unibank, Inc.
  • Philippine National Bank
  • Metrobank
  • Asia United Bank
  • United Coconut Planters Bank
  • EastWest Bank

It is important to note that the list of accredited payment centers may change from time to time. You can check the SSS website or contact their customer service hotline for the latest information.

Who can become voluntary SSS members?

Under Philippine law, any individual who is at least 18 years old and not over 60 years old may become a voluntary member of the Social Security System (SSS). This includes self-employed individuals, non-working spouses, and those who are not required by law to be covered by SSS but who choose to do so for their own benefit.

Even overseas Filipino workers (OFWs) can become voluntary members of SSS. However, minors who are below 18 years old cannot become voluntary members, and those who are already covered by SSS as employees or employers cannot become voluntary members.

In conclusion, becoming a voluntary member of SSS is a wise decision for those who want to secure their future and enjoy the benefits of social security protection. By following the steps outlined above and complying with the necessary requirements, you can easily sign up for voluntary SSS and enjoy the peace of mind that comes with having a safety net for your future.

What are the required documents to sign up for voluntary SSS?

To sign up for voluntary SSS (Social Security System) in the Philippines, you need to prepare the following requirements:

  1. Completely filled out SSS Form RS-1 (Self-Employed Data Record) or SSS Form OW-1 (Overseas Worker Record), which you can download from the SSS website or obtain from any SSS branch.
  2. One primary valid ID card issued by the Philippine government, such as a passport, driver’s license, Professional Regulation Commission (PRC) ID, or Unified Multi-Purpose ID (UMID) card.
  3. If you do not have a valid primary ID, you can provide two secondary valid ID cards, such as a company ID, senior citizen ID, or barangay certification.
  4. If you are an overseas Filipino worker (OFW), you will also need to provide a photocopy of your Overseas Employment Certificate (OEC), work permit, or employment contract.
  5. If you are self-employed, you will need to submit a document showing proof of your income, such as business permits, audited financial statements, or income tax returns.

It is recommended to prepare additional copies of your ID cards and other documents in case they are needed during the registration process.

How do I calculate my SSS contributions as a voluntary member?

As a voluntary member of the Social Security System (SSS) in the Philippines, your monthly contribution will depend on your declared monthly earnings. To calculate your SSS contribution, you can follow these steps:

  1. Check the SSS Contribution Table to determine the corresponding monthly contribution for your declared monthly earnings. The table is available on the SSS website or at any SSS branch.
  2. Identify the range of your monthly earnings and the corresponding SSS contribution rate.
  3. Multiply your declared monthly earnings by the corresponding SSS contribution rate to get your monthly contribution.

For example, if you declared monthly earnings of Php 15,000 and your corresponding contribution rate is 11%, your monthly SSS contribution will be:

Php 15,000 x 11% = Php 1,650

So your monthly contribution as a voluntary member, in this case, would be Php 1,650.

It is important to note that the SSS contribution rate may change from time to time, so you should regularly check the SSS website or visit an SSS branch for updates on the latest contribution rates.

What are the benefits of being a voluntary SSS member?

As a voluntary member of the Social Security System (SSS) in the Philippines, you are entitled to the following benefits:

  1. Retirement Benefit: You can claim a monthly pension when you reach the age of 60, provided that you have paid at least 120 monthly contributions and have stopped working.
  2. Disability Benefit: If you become permanently disabled due to an injury or illness, you can claim a monthly pension based on your number of paid contributions.
  3. Sickness Benefit: If you are unable to work due to an illness or injury, you can claim a daily cash allowance for up to 120 days.
  4. Maternity Benefit: If you are a female member who has paid at least three monthly contributions in the 12-month period before your childbirth or miscarriage, you can claim a daily cash allowance for up to 105 days.
  5. Funeral Benefit: Your beneficiaries can claim a cash benefit to help cover the cost of your funeral expenses.
  6. Salary Loan: You can apply for a salary loan up to twice your average monthly salary credit.
  7. Housing Loan: You can also apply for a housing loan to purchase, construct, or renovate a residential property.
  8. Other Benefits: The SSS also offers other benefits, such as educational assistance for your dependents, calamity assistance, and business continuity loans.

By being a voluntary member and regularly paying your contributions, you can secure your future and enjoy these benefits from the SSS.

Related: Using the SSS Mobile App